Employee Benefits

Benefits have been increasing at a rate well in excess of the current rate of inflation. Most employers have had to either absorb the inflationary pressure of the cost increase or pass these costs off to their employees in the form of payroll deductions. These don’t have to be the only options. Proper plan design can allow you to offer your employees quality coverage without sacrificing benefits while also controlling excessive rate increases.

Contracts and benefits can be difficult for most of us to understand. Employees become dissatisfied or frustrated sometimes due to lack of understanding. We encourage employees to call our office and speak with a representative if they need assistance.

Basic Concepts Financial Services, Inc. can assist you and your company in purchasing the following employee benefits:

• Group Health Plans including Health Savings Accounts and Health Reimbursement plans
  
• Cafeteria Section 125 Plans and Premium Only plans
  
• Dental benefits
  
• Direct Reimbursement Plans
  
• Vision Benefits
  
• Short Term Disability
  
• Long Term Disability
  
• Group Term Life and AD&D
  
• Group Long Term Care
  
• COBRA services
  
• Qualified Retirement Plans, 401K, Pension and Profit Sharing Plans
  
• Payroll deducted supplemental insurance programs

Please click the above link (Plan Summaries) to view some of the health, dental and vision plans that are available or click on the graphic below to view some frequently asked questions.