About

Basic Concepts Financial Services, Inc. is a locally based, independent insurance agency specializing in group benefits and individual insurance products. Our firm holds exceptionally high standards and a commitment to partnering with our clients. It is based on the belief that our customers’ needs are of the utmost importance and our team is committed to meeting those needs.

Life is a series of choices. Throughout your lifetime, you will make many isolated financial decisions about many areas of finance. In reality, the conditions that impact your financial position can shift abruptly and have a dramatic impact on many or all of the other areas of your life.

Evaluated on their own merits, those individual choices can appear to make good sense. But when viewed as part of a whole, the incongruities become apparent. Disconnected solutions often contradict each other and end up inhibiting the greater good of the whole.

Not only are these decisions often not properly coordinated, but the rational for these decisions is typically not based upon a financial model and strategy, but rather an endless flood of financial misinformation found in the media, financial institution publications and the do-it-yourself “how-to” books. In many cases, this “misinformation” is passed on from one generation to another with no true empirical basis or logic, yet it is accepted as “truth” due to its prevalence and repetitiveness.

Our mission is to educate and coach clients on how economics can measure and verify their financial decisions. We know that cost effective solutions, tight budgets and deadlines are essential to keeping your business growing.

Our process empowers our clients to make verifiable, well coordinated, and educated decisions in all areas of their insurance and financial life in order to provide for the maximum wealth accumulation and protection.

www.bcfs.org

1550 Pine Creek Road Wexford, PA 15090


Registered Representatives of, and Securities and Investment Advisory Services offered through Hornor, Townsend & Kent, Inc., (HTK), Registered Investment Advisor, Member FINRA/SIPC, 130 Springside Dr., Suite 100, Akron, OH 44333, 1-330-668-9065.  Our representatives are insurance and securities licensed in their resident states, including other states.  For further licensing information, please call our main number listed in the location page.  This is not an offer or solicitation in any state where not properly licensed and/or registered.  Basic Concepts Financial Services is not affiliated with HTK.  The content within this section is for educational purposes only and should not be construed as investment advice.  It is important to note that the implementation of any strategies provided as part of the LEAP process are designed to aid one in reaching their financial goals, but no assurance can be made that these goals will in fact be reached.  Individual results may vary.  The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or a solicitation of an offer to buy any particular investment product.  The information contained herein is directed solely to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside.  Any subsequent direct communication with a consumer and/or prospective clients shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside.

 
LEAP®, The Leap Model™, The Model for Financial Success™, Financial Junk Drawer™, Macro Manager™, Personal Macro Economics Process™, Wealth In Motion®, Retire Right™, Internal Design™, Protection, Savings, and Growth (PS&G) Model®,  Lifetime Economic Acceleration Process™, The LEAP Model Rulebook® are trademarks and service marks of Leap Systems, LLC which is an independent affiliate of the Penn Mutual Life Insurance Company (PML).  HTK is a wholly owned subsidiary of PML.  Trademarks belong to their respective owners.

 

 

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